Debt Payoff Planner Spreadsheet: Snowball & Avalanche Calculator, Debt-Free Date, Payoff Schedule & Tracker

Find out exactly when you'll be debt-free and what to pay every month. Enter up to 10 debts with their balance, APR and minimum payment, choose the debt snowball, debt avalanche or your own custom order, and add any extra amount you can put toward debt. The planner builds a full month-by-month payoff schedule, rolls each paid-off debt's payment into the next one, and shows your debt-free date, months to go, total interest and a balance chart on the dashboard. Switch methods to compare how much interest you save. A payment tracker with a progress bar helps you stay motivated. Includes a blank workbook and a filled-in example. No macros; opens in Excel or Google Sheets.

• 6 tabs: Start Here, Dashboard, Plan, Debts, Payoff Schedule, Tracker
• Snowball, avalanche or custom payoff order with automatic rollover
• Debt-free date, months to go, total interest, payoff chart
• Up to 10 debts and a 360-month schedule; 300-row payment tracker
• Blank + filled example workbook, Excel and Google Sheets

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Digital downloads are non-refundable once delivered, but if a file is damaged or not as described we'll make it right. See the refund policy.