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Spreadsheets and editable templates

Editable templates for business, budgets and resumes.

A good template saves you from building the same thing from scratch. Our spreadsheets do the math for you: enter your numbers once and the formulas handle the totals, charts and what's-left-over cells.

The paycheck budget spreadsheet works in both Google Sheets and Microsoft Excel and assigns each bill to the paycheck that has to cover it, which is how most people actually get paid. If you're new to this way of budgeting, start with our step-by-step guide to budgeting by paycheck and our explainer on sinking funds.

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Guides and ideas

All guides
MoneyHow to Budget by Paycheck: A Step-by-Step Guide (With Example)Learn how to budget by paycheck in 6 steps: list your pay dates, assign each bill to the check that covers it, then plan savings and spending. Includes a worked example and a free worksheet.8 min readMoneySinking Funds: What They Are, How to Start, and 25 CategoriesWhat sinking funds are, how to calculate how much to save each paycheck, and 25 sinking fund categories to start with so irregular expenses stop wrecking your budget.6 min read

Templates: frequently asked questions

Do I need Excel to use the spreadsheet?

No. The file is an .xlsx that opens in Microsoft Excel or, for free, in Google Sheets: upload it to Google Drive and choose Open with Google Sheets. Instructions are included.

Will the spreadsheet work on my phone?

You can view and update it in the Google Sheets or Excel mobile apps. Setting it up the first time is easiest on a computer.

Can I edit the categories?

Yes. Category names, bills and amounts are all editable, so the budget fits your life instead of the other way around.